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Self-Employed Home Loans, Explained

Plain-English video guides for self-employed Australians: low doc lending rules, documentation paths, lender comparisons and real client case studies. New videos every Friday.

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Channel launching soon

We're rolling out 50+ video explainers across 12 months, starting from the basics: What is a low doc home loan?, BAS statements explained, How accountant letters work. Subscribe to be notified when the first video drops.

Coming soon — the first 10 videos

Episode 1

What is a low doc home loan? The 2026 plain-English guide

~9 minute explainer

Episode 2

BAS statements explained for home loan applications

~7 minute walkthrough

Episode 3

Self-employed? Here's how lenders actually verify your income

~8 minute explainer

Episode 4

Accountant letter for a home loan: what your accountant needs to write

~6 minute walkthrough

Episode 5

Low doc vs full doc home loan: which is cheaper for self-employed?

~10 minute comparison

Episode 6

Tradie home loans: how to buy when your tax return doesn't reflect what you earn

~8 minute deep dive

Episode 7

Case study: $1.2M Sydney home for a contractor with 12 months ABN

~12 minute case study

Episode 8

Why your bank said no (and why a broker said yes)

~7 minute myth-buster

Episode 9

No doc home loans Australia 2026: do they still exist?

~6 minute myth-buster

Episode 10

IT contractors: home loan tips when you've just left a PAYG role

~8 minute explainer

What we're covering across the channel

Pillar 1

Eligibility & lender rules

How lenders actually assess self-employed applications — by profession, state, structure.

Pillar 2

Documentation explainers

BAS, accountant letters, business bank statements — plain-English walkthroughs.

Pillar 3

Real client case studies

De-identified stories. Real numbers. Real lender decisions.

Pillar 4

Monthly rate updates

RBA, lender moves, what it means for your repayments.

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