Not sure if you qualify? Take our 60-second eligibility check — no credit check, no commitment.
Self-Employed or ABN Holder? We specialise in low doc home loans for sole traders, tradies and contractors — get approved without payslips in many cases.
Product & Verification Matrix
Quick reference — minimum deposit, required documents, and referral eligibility for every Outlook Finance loan type.
| Product | Target Borrower | Min. Deposit / Equity | Required Documents | 0.4% Referral |
|---|---|---|---|---|
| Self-Employed Residential Mortgage | Self-Employed / Directors | 20% | 1 Accountant’s Letter + Self-Declaration | ✓ YES |
| PAYG Residential Mortgage | Employed / Salaried | 5–20% | 2 Payslips + Employment Letter | ✓ YES |
| Commercial Real Estate Mortgage | Investors & Business Owners | 20% | 1 Accountant’s Letter or Financials | ✓ YES |
| Overseas / Foreign Mortgage | Foreign Buyers & Expats | 20–30% | Foreign Income Docs / Accountant’s Letter | ✓ YES |
| Bridging Mortgage Finance | Property Buyers in Transition | 20%+ equity | Equity statement & Property Valuation | ✓ YES |
| Asset & Vehicle Finance | Traders, Fleets, Directors | 0–20% | 1 Accountant’s Letter + Self-Declaration | ✗ Non-Mortgage |
Referral fee of 0.4% applies to mortgage loans only. Asset and commercial equipment finance products are excluded per Outlook Finance referral policy.
Self Employed Home Loans
New purchase or refinance. From 1 year ABN. No payslips needed in many cases.
Learn More →Cash Out Refinance
Release equity up to 80% LVR without tax returns. No cap on amount. Self-employed welcome.
Learn More →Asset & Car Finance
Equipment, vehicles and machinery for ABN holders. No financials on many products.
Learn More →