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60-Second Eligibility Check
Do I qualify for a low doc home loan?
Six questions. No credit check. No personal info until the end. You’ll see exactly which lenders are realistic for your situation.
How this quiz works
Six quick questions assess your self-employment status, income evidence, deposit and credit history against actual policy of the lender panel we work with. The result tells you how many lenders are realistic, the rate range to expect, and what documents you’ll need.
If you want to take it further, leave your details at the end and a low-doc broker will email you a shortlist within one business day. Free, no obligation.
FAQs
Will this affect my credit score?
No. The quiz runs in your browser only. No credit enquiry happens unless you lodge a formal application with us.
How accurate is the result?
It reflects published lender policy as at 2026. A broker conversation sharpens it by reviewing exact income figures and any complicating factors.
What if no lenders match?
It happens for very short trading histories or unresolved credit. We’ll suggest a 6–12 month plan to get you loan-ready.
Companion tool
Want to see exact borrowing capacity in dollars?
Try the Borrowing Power Calculator — plug in your income and see your maximum loan, max property price and indicative rate.
Open the Borrowing Power Calculator →