Homeownership is a dream come true. The pride you feel when your family moves into its own space, or even just the knowledge that they are living in something which has been theirs since before most were born – this feeling can’t compare with anything else! But it’s not always an easy task getting there; we know how daunting real estate market conditions might seem these days and want to make everything as simple for first-time buyers like yourself who may be ready to take on such challenges by offering you competitive home loans.

We know that you have come to the right place. Whether it is a home purchase, refinancing of an existing property or consolidating debt we are here with options available to you. That is specifically tailored towards what may be needed at this time around!

Minimum Loan amount $100,000

Maximum Loan amount $2,000,000

Borrower Type Individuals, Company or Trust

Loan Purpose For owner-occupied and investment purposes:

• Purchase of an existing residential dwelling

• Home Improvement

• Refinance an existing mortgage

• Equity Release/Cash Out.

Loan Term Up to 30-year term

Lenders Mortgage Insurance Payable by the borrower if LVR is greater than 80% and can be capitalised to the loan amount

Income Documentation

(PAYG)

Last 2 pay slips or last one payslip plus one of the following:

• Letter of employment

• Latest group certifcate / PAYG Summary

• Tax assessment notice