The banks said no.
We find a way.
Home loans, cash-out refinancing and asset finance for self-employed Australians — sole traders, tradies, ABN holders and anyone the banks have declined. From 12 months ABN. BAS or bank statements. No payslips in most cases.
Former bank lending manager turned independent broker. Atish has helped over 2,000 self-employed Australians access finance the banks couldn’t structure.
If the banks said no, you’re not alone
We specialise in clients whose income doesn’t come on a payslip. If any of these describe you, we have lenders for you right now.
Approved in three steps. About 30 minutes of your time.
We do the lender comparison and paperwork. You just answer a few questions.
Tell Atish your situation. No forms yet — just a conversation. He’ll tell you straight whether we can help and which lenders are realistic.
Atish searches 40+ lenders — major banks, non-banks, specialist low-doc lenders — and comes back with 2–3 real options with rates and fees spelled out.
Most self-employed clients get unconditional approval within 5–10 business days. Settlement in 2–3 weeks from application. No broker fee.
What clients say about Atish
“I’d been knocked back by three banks. Atish got us approved in a week. No payslips, just BAS statements. Can’t believe how straightforward it was.”
“As a sole trader I didn’t think I could get a home loan. Atish found us a lender who looked at our bank statements instead of payslips. Settled in 18 days.”
“Refinanced and pulled out $120k equity to buy a ute and fit out the van. Atish structured the whole thing. Fast, honest, no nonsense.”
Real reviews from verified Google clients. View our 4.3-star Google listing →
Ready to find out if you qualify?
Most self-employed borrowers know within one call whether we can help. The Outlook Finance team will tell you honestly — including if we can’t.
Self Employed Home Loans
New purchase or refinance. From 1 year ABN. No payslips needed in many cases.
Learn More →Cash Out Refinance
Release equity up to 80% LVR without tax returns. No cap on amount. Self-employed welcome.
Learn More →Asset & Car Finance
Equipment, vehicles and machinery for ABN holders. No financials on many products.
Learn More →