Home Loan — Full Doc Near Prime
Outlook Standard Near-Prime Variable
For full-doc borrowers with one minor credit event or a slightly non-standard situation.
Max LVR
80%
Min loan
$100,000
Max loan
$2,000,000
Loan term
Up to 30 years
Documents required (minimum)
- Photo ID
- Last 2 payslips OR 2 years personal tax returns
- Last 3 months personal bank statements
- Existing loan statements if refinancing
- Brief written explanation of any past credit event
- Council rates or utility bill
Rates
| LVR | OO P&I | OO IO | Inv P&I | Inv IO | Comp Rate | Risk Fee |
|---|---|---|---|---|---|---|
| LVR ≤ 70% | 6.98% | 7.58% | 7.33% | 7.63% | 7.01% | 0% |
| LVR ≤ 80% | 7.48% | — | 7.73% | 8.03% | 7.63% | 1% |
Loadings: Loans > $2m: +0.5% rate.
Fees & Charges
Settlement fee$330
Account fee$0
Lenders legal feesAt cost (approx. $435)
Optional 100% Offset$15 per month
Discharge fee$550 + lenders legal fees at cost
Loan repayment calculator
Default rate is the headline rate for this product. Adjust loan amount and term to estimate your repayment.
Monthly repayment
$0
Total interest
$0
Total cost
$0
Estimate based on principal & interest repayments at the rate shown. Excludes fees, charges, and government costs. Talk to a broker for a personalised quote.
Rates subject to change. The rates and fees on this page are indicative only and may change without notice. For a personalised rate including all fees and charges, please contact Outlook Finance.
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Or call 1300 432 961 · Mobile 0481 712 907 · Email info@outlookfinance.com.au