Home Loan — Refinance Special
Outlook Easy Refinance Special
Sharp variable rates for borrowers refinancing from another lender. Includes Rapid Refi pathway for fast settlement.
Max LVR
80%
Min loan
$50,000
Max loan
$3,500,000 Metro / $3.0m Inner City / $2.0m Regional
Loan term
60 to 360 months
Documents required (minimum)
- Photo ID
- Last 12 months loan statements (proof of conduct)
- Existing rate evidence
- Council rates or property valuation
- Income evidence (full doc only)
- Equifax credit score 650+ required
- Confirmation existing repayments not >15 days in arrears
Rates
| LVR | OO P&I | OO IO | Inv P&I | Inv IO | Comp Rate | Risk Fee |
|---|---|---|---|---|---|---|
| Up to $3.5m · LVR <= 70% | 5.94% | — | 6.24% | — | 6.05% | 0% |
| Up to $3.5m · LVR <= 80% | 6.04% | — | 6.34% | — | 6.15% | 0% |
Loadings: Interest Only: +0.40% (up to 5 years, monthly repayments only). OO IO limited to 50% of loan against PPR. Cash-out capped at higher of $50k or 3% security value. Maximum aggregate exposure $10m per individual.
Fees & Charges
Additional information
Rapid Refi (fast settlement): Available where outgoing lender is on the supported list (80+ lenders). Loan must not exceed $1.5m, no fixed rate or split, established property only.
Eligibility: New rate must be lower than current. New P&I repayment must be lower. 12 months good conduct verified. Clear credit history. Equifax score 650+.
Loan repayment calculator
Default rate is the headline rate for this product. Adjust loan amount and term to estimate your repayment.
Monthly repayment
$0
Total interest
$0
Total cost
$0
Estimate based on principal & interest repayments at the rate shown. Excludes fees, charges, and government costs. Talk to a broker for a personalised quote.
Get a personalised quote
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Or call 1300 432 961 · Mobile 0481 712 907 · Email info@outlookfinance.com.au