Home Loan — Full Doc

Outlook Standard Variable

Our flagship full-doc home loan for PAYG and self-employed borrowers with 2+ years of income evidence.

From 6.24% p.a. variable

Max LVR

95%

Min loan

$100,000

Max loan

$15,000,000 (POA over $2.5m)

Loan term

Up to 30 years

Documents required (minimum)

  • Photo ID (driver licence or passport)
  • Last 2 payslips (PAYG)
  • 2 years personal tax returns (self-employed)
  • Last 3 months personal bank statements
  • Council rates notice or utility bill (proof of address)
  • Existing loan statements if refinancing

Rates

LVROO P&IOO IOInv P&IInv IOComp RateRisk Fee
LVR ≤ 70%6.24%6.54%6.89%7.19%6.27%0%
LVR ≤ 80%6.34%—7.09%7.19%6.37%0%
LVR ≤ 90%7.84%—8.45%8.75%7.87%LMI applies
LVR ≤ 95%8.19%———8.22%LMI applies

Loadings: Loans > $2.5m: +0.5% rate and +0.5% risk fee. Loans > $3.5m: +1% rate and +1.25% risk fee. Loans up to $15m by application.

Fees & Charges

Settlement fee$330
Account fee$0
Lenders legal feesAt cost (approx. $435)
ValuationAt cost
Optional 100% Offset$15 per month
Split loan fee$0 (or $15/mo per split with Offset, up to 5)
Early repayment feeNil for variable rate
Discharge fee$550 + lenders legal fees at cost

Loan repayment calculator

Default rate is the headline rate for this product. Adjust loan amount and term to estimate your repayment.

Monthly repayment

$0

Total interest

$0

Total cost

$0

Estimate based on principal & interest repayments at the rate shown. Excludes fees, charges, and government costs. Talk to a broker for a personalised quote.

Rates subject to change. The rates and fees on this page are indicative only and may change without notice. For a personalised rate including all fees and charges, please contact Outlook Finance.
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Or call 1300 432 961 · Mobile 0481 712 907 · Email info@outlookfinance.com.au