Low Doc & Alt Doc Home Loans Sydney

Self-employed? No tax returns? No problem. Outlook Finance specialises in low doc and alt doc home loans for business owners, sole traders, and ABN holders across Sydney and NSW.

What We Offer

  • Low doc home loans from 4.89% p.a. (comparison rate 5.12% p.a.*)
  • Alt doc loans using BAS, bank statements, or accountant’s letter
  • Loans from $150,000 to $3,000,000
  • Purchase, refinance, and cash-out refinance options
  • LVR up to 80% (no LMI required with 20% deposit)
  • 24-month ABN required (some lenders accept 12 months)

Income Verification Options

  • BAS statements — 4 quarters showing consistent GST turnover
  • Bank statements — 6–12 months business account deposits
  • Accountant’s letter — Signed income declaration from registered accountant
  • Self-declaration — With supporting documentation

Why Choose Outlook Finance?

  • Specialist self-employed mortgage broker — it’s all we do
  • Access to 30+ lenders including non-bank specialists
  • No upfront broker fees — we’re paid by the lender
  • Pre-assessment before formal application — protects your credit score
  • Based in Bankstown, serving all of Sydney and NSW

Get a Free Assessment

Tell us about your situation and we’ll come back to you within 60 minutes during business hours. No obligation, no credit impact.

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*Comparison rate based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Outlook Finance Pty Ltd | Australian Credit Licence 418711 | ABN 73 132 561 874