Product & Verification Matrix
Quick reference — minimum deposit, required documents, and referral eligibility for every Outlook Finance loan type.
| Product | Target Borrower | Min. Deposit / Equity | Required Documents | 0.4% Referral |
|---|---|---|---|---|
| Self-Employed Residential Mortgage | Self-Employed / Directors | 20% | 1 Accountant’s Letter + Self-Declaration | ✓ YES |
| PAYG Residential Mortgage | Employed / Salaried | 5–20% | 2 Payslips + Employment Letter | ✓ YES |
| Commercial Real Estate Mortgage | Investors & Business Owners | 20% | 1 Accountant’s Letter or Financials | ✓ YES |
| Overseas / Foreign Mortgage | Foreign Buyers & Expats | 20–30% | Foreign Income Docs / Accountant’s Letter | ✓ YES |
| Bridging Mortgage Finance | Property Buyers in Transition | 20%+ equity | Equity statement & Property Valuation | ✓ YES |
| Asset & Vehicle Finance | Traders, Fleets, Directors | 0–20% | 1 Accountant’s Letter + Self-Declaration | ✗ Non-Mortgage |
Referral fee of 0.4% applies to mortgage loans only. Asset and commercial equipment finance products are excluded per Outlook Finance referral policy.