Tag: self-employed loans

How to Consolidate Debt by Refinancing Your Mortgage

Juggling multiple repayments—a credit card, a personal loan, car finance, and your home loan—is a major source of financial stress. Not only is it difficult to keep track of multiple due dates, but the high interest rates attached to unsecured personal debt can make it feel like you are never actually paying down the principal. […]

The Tradie and Self-Employed Guide to Finance: Low Doc Loans, New ABNs, and Working Capital

Running your own business or working as a self-employed tradie is hard enough without traditional banks making it seemingly impossible to get finance. If you have ever applied for a home loan or business finance through a major bank, you likely hit the same brick wall: the demand for two full years of perfectly prepared […]

The Ultimate Guide to Specialist Home Loans: Bad Credit & Self-Employed Finance in Australia

The Ultimate Guide to Specialist Home Loans: Bad Credit & Self-Employed Finance in Australia Having a home loan application declined by a major bank is incredibly stressful. Whether you have a default on your credit file or you are a self-employed business owner without two years of perfect tax returns, traditional lenders often make you […]

The 2026 Property Tax Shake-Up: Can Gig Economy Workers Still Invest in Property?

Updated for the May 12, 2026 Federal Budget This update includes important information for anyone interested in the intersection of Gig worker and housing issues in Australia. If you drive for rideshare platforms, freelance, or run a sole-trader business, you already know the hurdles of getting a mortgage without standard PAYG payslips. Historically, many self-employed […]

Success Story: $500k Low Doc Cash Out for a Self-Employed Borrower with a Complex Company Structure

TL;DR: How Outlook Finance helped a self-employed business owner with a complex 6-company structure bypass traditional bank rejections. They unlocked $500,000 in equity using low doc alternative documentation. It is a common and incredibly frustrating scenario for self-employed Australians: you have a thriving business, ambitious plans for expansion, and a property sitting on a goldmine […]

Low-Doc Home Loans for the Self-Employed: Just One Document to Unlock Up to $15 Million

Being your own boss has its perks—freedom, flexibility, and control over your financial future. Whether you’re a freelancer juggling multiple clients, a gig worker driving for a rideshare platform or delivering meals, a small business owner running your own shop or trade, or a self-employed professional consulting in your field, you know the drill: the income is real, but proving it to a […]