Borrow Up to 95% of the Property Value – Home Loans Made Easy.

Do you want to own a new home or invest in property? You can make it happen with our flexible home loan options. You can borrow up to 95% of the property value, making your dream more affordable and achievable. Whether you’re a first-time homebuyer, an investor, or looking to refinance your existing mortgage, we have the ideal loan solution.

Loan Amount and Purpose: Our home loans offer a great range of loan amounts, starting from $50,000 and going up to $2 million. You can use this loan for various purposes, such as:

– Purchase of an existing residential dwelling: Whether you’re a first-time buyer or looking to upgrade, our loan can help you secure your new home. You can also benefit from low-interest rates, flexible repayment options, and no hidden fees.

– Home Improvement: Renovate or extend your current property with our affordable loan options designed specifically for home improvements. You can also increase the value of your property, enhance your living comfort, and save on energy bills.

– Refinance an Existing Mortgage: Take advantage of better interest rates or change your loan terms by refinancing your current mortgage with us. You can also save money on interest payments, reduce your monthly repayments, and access additional funds.

– Equity Release/Cash Out: Unlock the equity in your property to fund other expenses or investments. You can also use this loan for debt consolidation, education fees, medical bills, holidays, or other purposes.

– Paying off ATO Debts: Consolidate your tax debts into manageable loans and regain control of your finances. You can also avoid penalties and interest charges from the ATO, improve your cash flow, and reduce stress levels.

– Cash Out for Business Purposes: Use the equity in your property to finance your business ventures or expansion. You can also grow your business, increase your income, and create more opportunities.

– Paying off Private Loans: Simplify your finances by consolidating your private loans into a single loan with attractive interest rates. You can also reduce your debt burden, improve your credit score, and free up some cash.

Eligibility Criteria: To qualify for our home loans, you need to meet the following criteria:

– Be at least 18 years old and a permanent resident of Australia

– Have a stable income and employment history

– Have a good credit rating and repayment history

– Have sufficient savings or equity to cover the deposit and other costs

– Provide proof of identity, income, and assets

Credit History: At our institution, we understand that everyone’s financial situation is unique. That’s why we consider both paid and unpaid defaults on a case-by-case basis.

Contact Details: Take advantage of this opportunity to contact us if you have any questions or want to apply for our home loans. You can call us on 02 8007 2829, email us at [email protected]