Author: outlookfinance

Mortgage refinance process

The mortgage refinance process generally involves the following steps: Lower your monthly payment, reduce the total amount of interest you pay over the life of the loan, and access cash to make home improvements. Or pay off debt. The mortgage refinance process can take several weeks, depending on the lender and your situation. It’s essential […]

Positive cash flow property

A positive cash flow property is a real estate investment that generates more income than expenses, resulting in a net positive cash flow. In other words, the rental income from the property exceeds the monthly mortgage payments, property taxes, insurance, maintenance expenses, and other costs associated with owning the property. Positive cash flow properties are […]

What is negative gearing

Negative gearing is a financial strategy where an individual borrows money to invest in an asset (such as property, shares, or a business) with the expectation that the income generated from the asset will not cover the costs associated with owning and maintaining it. The resulting loss can be claimed as a tax deduction, reducing […]